Leaving one institution or one program for another can be an exhilarating experience-but with many questions to be asked, especially regarding academic credit. Whether you are changing institutions, changing programs, re-entering after a break, or any other factors involved, having a clear insight into how credit transfer works can save you time, money, and frustration in the process.
In this post, we’re going to go over some of the questions people ask most often about transferring university credits.
Can I transfer all my credits?
Not necessarily the same since each institution has its own transfer credit policy. In general, lower-division and general education courses transfer more easily than upper division or major-specific courses. Some institutions restrict the total credits that can be transferred.
How will I know which of my academic credits will transfer?
You will need to provide:
Your official academic transcripts
Course descriptions or syllabi
A request for transfer of credits form
While most universities provide a credit equivalency tool or transfer credit evaluation through their admissions offices, the most specific information is best obtained by contacting an academic advisor or the registrar.
- Will my grades transfer too?
It depends. While the credits may transfer, rarely do the grades affect your GPA at the new institution. However, some competitive programs may consider your past GPA during the admissions process.
- Is there a deadline to transfer credits?
- They sure do. Most of the universities have the deadline by which the evaluation of credits will be tied to the admission deadline. So, it is very important that you are able to submit your documents on time in order not to get delayed in registering or graduating.
Some universities set age limits on credits – particularly in fast-evolving fields like computer science or healthcare.
Core/general education “requirements” are more or less of permanent character. Major-specific “requirements” may have an assigned shelf life of say 5-10 years in many instances.

Will transferring impact any financial aid or scholarships?
It may. You should:
Reapply for federal and state financial aid at your new school (FAFSA).
Find out if your scholarships are transferrable or if you will have to reapply for new ones.
Meet with financial aid offices at both institutions to understand what your options are.
Credit transfer can be messy, but with the correct planning and support, it doesn’t have to upset your academic applecart. The trick is to talk early and often with advisors, get precise documentation in, and understand the policies of your new school.
So – if you think you might transfer, start collecting now — and ask questions! The more you know, the less tumultuous your transition will be.
Need Help? All schools have a transfer center or advising team—reach out!
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